Today's Prime Rate: 3.00%
3 Year VRM: Prime - .70%
5 Year VRM: Prime - .65%
Open Variable: Prime + .80%
Chartered Bench Rate: 5.39%
TermOur Rate
6 Month Closed4.65%
1 Year Closed2.44%
2 Year Closed3.20%
3 Year Closed3.45%
4 Year Closed3.79%
5 Year Closed3.60%
6 Year Closed4.65%
7 Year Closed4.85%
10 Year Closed5.19%





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"Being a single women, having student loans and debt I never thought I would be able to purchase my first home alone. I was turned down by my bank and thought that owing a home was not in the cards for me, until I talked to Dan. This was my first experience, and was not sure what to except but know that he went over and above to get approved. Dan helped me along every step of the way, never left a call unreturned and always made sure all my question where explained thoroughly. I have and will continue to recommend Dan to anyone I know in need of help financing there home. THANKS!"

Shay G.
Grande Prairie, AB
Default Mortgage Insurance

Mortgage default insurance is a mandatory premium lenders place on mortgages with a LTV higher than 80%.

 

There are now three Mortgage Insurers in Canada that allow Canadians the dream of Home Ownership.

 

AIG United GuarantyCanada Guaranty has created an Innovative suite of Mortgage Insurance (MI) products that will provide homeowners and mortgage professionals alike with the Flexibility and Choice they want and need.

 

CMHCCMHC is Canada's largest default mortgage insurer. Mortgage loan insurance helps protects lenders against mortgage default, and enables consumers to purchase homes with as little as 5% down payment

 

GenworthGenworth is an equal to the above two insurers. If you are purchasing or refinancing a home with a home with a LTV of 80% or more, the mortgage must be insured. This insurance protects the lender against borrower default, and enables them to give you mortgage financing for the purchase of a home with a small down payment.